FHA HECM options
Fixed and adjustable rate reverse loans for borrowers 62+.
Smartfi Home Loans
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About Smartfi Home Loans
Based in San Diego, Smartfi Home Loans is a wholesale mortgage lender serving mortgage professionals. It offers reverse mortgage products for borrowers age 62 and older, including FHA-insured HECM loans with fixed and adjustable rate options. Smartfi Choice is a proprietary, non-FHA reverse loan with conventional underwriting and condo approval options. Reverse for purchase loans help eligible seniors buy a home without monthly mortgage payments. Products are available for refinance and purchase scenarios, subject to borrower and property eligibility, state licensing, and applicable requirements. Smartfi's sales representatives help mortgage partners review borrower scenarios and structure loans, while its ROSS Concierge and Co-Pilot services support partners through the process. The company conducts wholesale business in more than 40 states.
Disclosure: Profile information has been compiled from publicly available sources and has not yet been verified by the business.
Representative photos. Illustrative images for this category, not photos of Smartfi Home Loans and not provided by the business.
Services & specialities
Highlights
Proprietary reverse loan
Smartfi Choice offers conventional underwriting and condo options.
Partner support
Sales representatives help mortgage professionals structure scenarios.
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