VA home loans
VA purchase, jumbo, and refinancing options.
Merchants Home Lending
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About Merchants Home Lending
A licensed local mortgage broker. Merchants Home Lending serves homebuyers and homeowners from San Diego, with a focus on VA home loans. It works independently of any specific bank or lender, shopping multiple wholesale lenders on a client's behalf. Financing options include VA purchase loans, VA jumbo loans, VA refinancing, and VA cash-out refinancing. The business also offers conventional home financing options through its lender network. Buyers can request a custom rate quote and pursue mortgage preapproval; the company says its loans are fully underwritten before offers are made. Specialized VA financing includes construction and renovation loans, multi-unit property purchases, and loans for eligible condos. Homeowners can also explore refinancing, including VA IRRRL options.
Disclosure: Profile information has been compiled from publicly available sources and has not yet been verified by the business.
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Services & specialities
Highlights
Lender network
Compares options from multiple wholesale lenders.
Purchase preapproval
Loans are underwritten before buyers make offers.
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