Inner Core Capital

Real estate financing is the focus. Inner Core Capital offers private money and conventional loans for long-term rental properties, leased homes, and short-term vacation rentals. Loan options include fixed-rate, interest-only, and adjustable-rate terms, with qualification approaches that can use rental income and debt service coverage ratios. The company also provides bridge loans for purchases or cash-out financing, including transitional projects, and fix-and-flip loans that can cover purchase and rehabilitation costs. Ground-up construction financing is available for residential projects, including land purchase or refinance and built-in interest reserves. Its specialties include investment property financing, short-term rental loans, and loans for residential construction and renovation. Lending is nationwide. The business is based in San Diego, California.