Community Investment Trust

A community investment trust focused on shared commercial real estate ownership. It provides a model for local residents to become community investors in property acquired by a nonprofit or sponsor organization and placed into a locally owned corporation. Residents can take a free, peer-led financial action course covering goal planning, budgeting and investing before choosing whether to invest. Monthly investment options are $10, $25, $50 or $100, with annual dividends and share price changes tied to the property. The model includes investor loss protection and access to funds without loss or penalty. Community investors can use an online portal for customer service and investment account functions. The trust model also describes benefits for small business tenants and community participation in neighborhood decisions.