The Merchants Fund

Small-business grantmaking and coaching are the core services offered by The Merchants Fund. Founded in 1854, the organization supports merchants experiencing financial hardship through flexible capital, stabilization grants, emergency grants, and mission-driven investments. Grant cycles open twice a year, while emergency funding addresses qualifying crises such as severe weather, SNAP disruptions, and local emergencies. Beyond the Grant provides individualized business coaching and other professional support for grantees. The organization focuses particularly on historically underserved and marginalized communities, helping merchants build capacity and wealth for their families and communities. It also accepts tax-deductible donations that support local merchants and entrepreneurs. The Merchants Fund serves Philadelphia businesses.