Fred Loya Insurance

Same-day auto insurance policies can be issued with no credit check. Fred Loya Insurance provides car insurance through more than 800 offices across 12 states, including California, with phone and online quote options. Coverage includes liability, comprehensive, collision, medical payments, personal injury protection, rental reimbursement, and roadside assistance. Liability coverage addresses property damage and bodily injury expenses after an accident, while comprehensive coverage applies to events such as theft, vandalism, fire, hail, and falling objects. Collision coverage helps pay for vehicle repairs after an accident. Additional options cover medical expenses, lost wages, temporary rental cars, towing, flat tires, fuel delivery, and lockouts. Discounts may include prior insurance, homeowner, multi-car, and good-driver discounts, subject to state restrictions.