Mike Roberts

Mortgage brokerage for home purchases, refinancing, and loan assumptions is the core offering. The team compares lenders rather than working with a single bank, explains loan options, and provides one point of contact through closing. Purchase programs include FHA, VA, conventional, USDA, and down payment assistance loans, with pre-approval letters for buyers. Refinancing is available for primary, vacation, and rental properties, including options to lower payments or shorten loan terms. The brokerage also specializes in assumptions, helping borrowers take over eligible existing mortgages and manage the transfer. Loan officers guide applicants from an initial conversation and document review through rate locking, underwriting, and closing. The business is based in Phoenix and is registered as a mortgage broker under NMLS #1891147.