The Burial Insurance

In New York City, The Burial Insurance is an independent insurance brokerage focused on burial and final expense coverage. It compares rates from more than 25 carriers and helps families consider coverage options based on their health and budget. Phillip Chin, a licensed broker, works directly with clients. The process begins with coverage needs, age, and state, then the broker reviews available quotes and explains the options. No medical exam is required for the coverage described, and clients can apply after choosing a plan. Applications typically take 10 to 15 minutes, with coverage able to begin when the first payment processes. The brokerage also provides information about coverage considerations for health conditions and state-specific rules. The broker is paid by carriers, not clients.