Bank Only ACH
Funding without a merchant account, with fixed daily or weekly install
In Advance Capital
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About In Advance Capital
Its Bank Only ACH Program offers funding without requiring a merchant account. In Advance Capital is a direct lender providing working capital to small businesses through purchases of future receivables or revenue, rather than traditional loans. Businesses can apply with a one-page application and four recent months of bank statements; the site says applicants need at least 12 months in business and $15,000 in average monthly gross sales. Funding ranges from $5,000 to $5 million, with offers stated to arrive within an hour and funding potentially reaching an account the same day. Repayment options include fixed daily or weekly installments, or a percentage of daily credit card sales through Credit Card Splits. The company also works with referral partners and funds businesses across industries including construction, restaurants, auto repair, and child care.
Disclosure: Profile information has been compiled from publicly available sources and has not yet been verified by the business.
Representative photos. Illustrative images for this category, not photos of In Advance Capital and not provided by the business.
Highlights
Credit Card Splits
A fixed share of daily card sales goes toward repaying the advance.
Small business funding
Working capital programs for businesses across multiple industries.
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