Commission-Based Funding
Loans are evaluated using an insurance agent's past commission stream.
Point Funding
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About Point Funding
Point Funding provides business funding for insurance agents, using past commission records to evaluate loan applications. Borrowers sign a promissory note and authorize recurring monthly payments. Its underwriting does not require a credit check or hard collateral; decisions are based on commission performance and a background check. The company offers phone-based underwriting and says approved applicants can receive capital within three business days. Loan proceeds may be used for any aspect of an insurance agency's business, including growth plans or temporary funding needs. Founded by insurance agents in 2012, Point Funding specializes in financing tied to commission streams. It serves insurance agencies in New Orleans, US.
Disclosure: Profile information has been compiled from publicly available sources and has not yet been verified by the business.
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Services & specialities
Highlights
No Hard Collateral
Underwriting does not require a credit check or hard collateral.
Business Use Flexibility
Loan proceeds may support any aspect of an agency's business.
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