Commerce Financial

Based in Memphis, Commerce Financial is a non-prime auto finance company serving qualified dealers and credit-challenged consumers. It offers auto financing programs, including variable-length loans that let customers tailor payments to their budgets. For dealer partners, services include credit buying and fast funding, along with finance products designed for dealership customers. Borrowers can use paperless statements and mobile payments to manage accounts, and the company reports customer credit histories to all three major credit bureaus. Its programs support customers seeking reliable, affordable cars while helping them establish better credit. Commerce Financial serves customers and dealers throughout the country.