Smith-Embry Insurance Associates

An insurance agency specializing in equine coverage. Smith-Embry Insurance offers protection for horses, farm and ranch property, and liability related to equine activities. Horse mortality coverage can reimburse owners if an insured horse dies from an accident, sickness, or disease during the policy term, with limited theft protection also included. Coverage applies in the United States and Canada, including during transportation, and may be extended to some other countries with prior approval. Farm and ranch policies are customized for property, buildings, equipment, and exposures that traditional homeowners insurance may not cover. Equine liability coverage addresses bodily injury or property damage associated with horse ownership and activities such as boarding, breeding, or training. The agency also provides detailed quotes and assistance through the claims process.