SimpliFast Lending

A financial services business offering installment loans and lines of credit. SimpliFast Lending provides an application process with three steps: completing an application, providing requested items, and receiving a check or direct deposit. Approved lines of credit typically range from $200 to $1,500, with initial limits between $200 and $1,000. Borrowers may request additional draws of $200 or more, up to their approved maximum, when eligibility criteria are met. Credit limits depend on income and underwriting criteria, and minimum credit standards apply. The website also explains Alabama deferred presentment loans, which are generally short-term amounts of $500 or less due by the next payday.