Mortgage programs
Home loans for traditional and non-traditional borrowers.
Commerce Home Mortgage
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About Commerce Home Mortgage
Based in Fresno, Commerce Home Mortgage is a home lending business and a U.S. Department of the Treasury-certified Community Development Financial Institution. It offers responsible mortgage programs for traditional borrowers, including W-2 employees with full tax returns and consistent employment, as well as non-traditional borrowers such as freelancers, self-employed people, gig workers, and all-cash businesses. Loan programs also serve real estate investors, including those pursuing fix-and-flip projects, and nonprofits involved in affordable housing. The lender describes its offerings as flexible for borrowers with different financial circumstances, including people whose income or employment does not fit conventional profiles. Its lending serves both traditional and non-traditional borrowers. The website states that its programs support underserved communities through responsible home lending.
Disclosure: Profile information has been compiled from publicly available sources and has not yet been verified by the business.
Representative photos. Illustrative images for this category, not photos of Commerce Home Mortgage and not provided by the business.
Services & specialities
Highlights
Investor lending
Programs include real estate investing and fix-and-flip projects.
CDFI lender
Certified by the U.S. Department of the Treasury.
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