Credit Services of America

Credit repair and debt management services help clients address credit report errors and negotiate debts with creditors. The company disputes items with all three credit bureaus, intervenes with creditors, and pairs each client with a dedicated credit coach. Debt management includes negotiating to reduce balances and interest, then consolidating payments. One-on-one credit counseling covers budgeting, debt, and credit habits, with a written action plan. Credit monitoring provides report-change alerts, three-bureau monitoring, and identity theft protection through a client portal. Additional offerings include secured credit cards and business financing. Consultations are available to review credit reports and explain options. The company is licensed and bonded in Texas and serves clients across the United States from its El Paso office.