Backyard Finance

In Dallas, Backyard Finance is a financing platform that connects businesses selling outdoor structures and home lifestyle products with lenders. It supports customer financing for sheds, gazebos, pergolas, pavilions, lawn furniture, cabins, garages, and related items. Businesses enter a customer's information and funding needs through the online platform, review loan options from participating lenders, then select an option for the customer to complete an online application. The platform offers loans from $1,000 to $250,000 and serves customers with credit scores of 580 or higher. Homeowners can also apply for financing online. Funding is described as typically occurring within 12 to 48 hours during normal business hours, depending on the lender. Backyard Finance also provides dealer access to direct-to-consumer lenders and platform training.