Prime Insurance Company

An excess and surplus lines insurance carrier. Prime Insurance Company provides customized coverage for individuals, businesses, and producers when standard markets do not meet an insured's needs. Its specialty offerings include property and casualty coverage and specialty liability policies for hundreds of risk classes across all 50 states. The company works with producers on hard-to-place risks, including cases where other carriers decline, cancel, or do not renew coverage. In-house underwriting and risk management teams work directly with policyholders, with onsite risk management visits and support focused on mitigating risks. Prime also provides policy service, change request assistance, and direct claims handling through its in-house attorneys and adjusters. A 24/7 in-house claims hotline is available for incidents or claims. Its Illinois office is in Chicago.