October Three Consulting

Based in Chicago, October Three Consulting is a financial services firm focused on retirement plans for employers and plan advisors. Its work includes designing and optimizing tax-efficient cash balance plans, with administration, technology and reporting, compliance, and governance support. The firm also advises on pension risk transfers and plan terminations, including de-risking strategies and annuity placement. For existing pensions, it offers plan alignment, cost reduction, market-based cash balance conversions, employee lifetime income solutions, and independent audits and benchmarking. Employers can receive guidance on executive retirement benefits and plan administration, while plan advisors can access continuing education, personalized plan support, prospecting tools, and strategic partnerships. Services are delivered through retirement plan strategy and ongoing administrative and advisory support.