Patriot Federal Credit Union

15-month certificates are among the deposit options, with a $10,000 minimum balance and a listed 4.10% APY. Patriot Federal Credit Union is a financial institution serving personal and business banking needs. Members can access checking and savings accounts, certificates, personal loans, and credit cards, along with business checking, savings, loans, and credit cards. The credit union also provides personal and business banking services, and members can schedule appointments or visit a branch. Interpretation services are available in more than 240 languages, both at branches and by phone. Patriot describes its work as locally rooted and reports distributing more than $23 million in dividends to members and donating over $300,000 to community organizations.